8.26 – Voluntary Accidental Death and Dismemberment Insurance

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Scope: NMSU System

Source: ARP Chapter 8 | HR-Benefits

Rule Administrator:

Last Updated: 06/27/2016



Revision History:

2017 Recompilation, formerly Rule 7.15.35
06/27/2016 Amendment approved by Board of Regents
06/21/2016 Amendment approved by Chancellor
06/20/2013 Amendment approved by Board of Regents

A. Eligibility

The university offers voluntary accidental death and dismemberment insurance for all eligible employees.  Effective July 1, 2016, eligible employees are defined as those employees working at least .75 FTE in a regular, nine-month, or term appointment position.  Optional dependent coverage is also available to eligible employees.  Nine-month regular employees will receive full benefits, except for unemployment compensation, during the off employment period provided they return to employment the following academic year.  Eligible employees also include any employee continuously enrolled in this benefit from June 30, 2016.

Employees working in a position less than a .75 FTE; temporary employees; graduate assistants; other student employees; and Cooperative Extension Service employees with federal appointments are not eligible to participate in the group policy.


B. Premium Payments

Premium payments are made by payroll deduction.  Premium payments begin the pay period in which coverage begins. Note: A full fiscal year of premiums (July-June) will be deducted over 18 paychecks (August-May) for 9 month faculty/staff. The policy contains a waiver of premium provision which allows for waiver of premium payments during a period of disability.


C. Effective Date and Enrollment Procedures

Eligible employees may enroll at any time as there is continuous enrollment under this plan; however, enrollment in the Voluntary Life Insurance is required to participate in this benefit. Coverage is effective the same date as the Voluntary Life Insurance plan.


D. Cessation of Coverage

Coverage ceases at midnight on the 15th day of the month if employment terminates between the 1st and 15th day of the month, provided the applicable premium for the pay period has been paid. If an employee terminates employment between the 16th and last day of the month, coverage ceases at midnight on the last day of the month, provided the applicable premium for the pay period has been paid.